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Minnesota Housing Finance Agency
The Housing Rehabilitation Loan is used for basic and essential repairs/improvements to make a home livable, accessible, energy efficient, and up to code.
Rehabilitation loan Program: Offers financing to eligible households to make basic permanent repairs to their home which can also include making improvements for handicap accessibility.
The lien is forgiven if the family remains in the home for 20 years. If the house is sold or the family moves the amount of the repair loan must be repaid
The Lakes and Pines’ MHFA Programs serve consumers in Aitkin, Carlton, Isanti, Kanabec, Mille Lacs, and Pine counties. [Chisago County HRA administers MHFA Programs within that county.]
Protect Your Family From Lead In Your Home (EPA)
Renovate Right: Lead Hazard Information for Families, Child Care Providers and Schools (EPA)
The lien is forgiven if the family remains in the home for 20 years. If the house is sold or the family moves the amount of the repair loan must be repaid
The Lakes and Pines’ MHFA Programs serve consumers in Aitkin, Carlton, Isanti, Kanabec, Mille Lacs, and Pine counties. [Chisago County HRA administers MHFA Programs within that county.]
Protect Your Family From Lead In Your Home (EPA)
Renovate Right: Lead Hazard Information for Families, Child Care Providers and Schools (EPA)
How do I qualify for housing assistance?
- You must own the property to be improved
- It must be your principal place of residence
- Must meet income guidelings set by Minnesota Housing
- Must be current with your mortgage payment and property taxes
- The net value of your assets can not exceed $25000
(Excludes home,furnishings, and one vehicle) - Must carry home owner's insurance on home
